C-

Higginsport, OH

Source:

Affordability Score: 53/100

Population: 238 · 1 ZIP codes

The affordability dashboard for Higginsport, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 238 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $53,125, median home value of $104,200, median rent of $619 per month, and 4.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,008 per month (studio $797, 1BR $802, 3BR $1,361, 4BR $1,691). Department of Labor data lists infant center-based childcare at $9,025 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Higginsport, OH include housing. Pressure points are education. Unemployment currently reads 1.5% and poverty 21.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$53,125
Median household income
Education F
4.8%
Bachelor's degree or higher
Housing A+
2.0x
Home value $104,200 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,008/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,025/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$53,125
▼ 14% vs national
Per Capita Income
$20,821
Unemployment Rate
1.5%
Poverty Rate
21.3%

Housing

Median Home Value
$104,200
▼ 62% vs national
Median Rent
$619/mo
Owner Occupied
65.9%
2BR Fair Market Rent
$1,008/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$797
1BR
$802
2BR
$1,008
3BR
$1,361
4BR
$1,691

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
4.8%
▼ 25 ppt vs national
High School+
59.2%
Median Age
48.1
Avg. Commute

Childcare Costs

Infant (Center)
$9,025/yr
17% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,384/yr
School-Age (Center)
$5,200/yr

What This Means

Higginsport, OH receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 238. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Higginsport, OH affordable?
Higginsport, OH receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,125. Median home value is $104,200.
What is the cost of living in Higginsport?
Key cost metrics: Median rent $619/mo. 2BR fair market rent $1,008/mo. Infant childcare $9,025/yr. Median home value $104,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →