F

Highlands, TX

Source:

Affordability Score: 38/100

Population: 10,459 · 1 ZIP codes

The affordability dashboard for Highlands, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,459 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $57,364, median home value of $217,700, median rent of $1,058 per month, and 11.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,573 per month (studio $1,280, 1BR $1,323, 3BR $2,116, 4BR $2,639). Department of Labor data lists infant center-based childcare at $9,620 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 9.3% and poverty 10.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,364
Median household income
Education F
11.9%
Bachelor's degree or higher
Housing D
3.8x
Home value $217,700 vs income
Commute F
30 min
Average commute time
Rent D
$1,573/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,620/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$57,364
▼ 7% vs national
Per Capita Income
$34,581
Unemployment Rate
9.3%
Poverty Rate
10.4%

Housing

Median Home Value
$217,700
▼ 21% vs national
Median Rent
$1,058/mo
Owner Occupied
80.5%
2BR Fair Market Rent
$1,573/mo
▲ 31% vs national

Fair Market Rents by Bedroom

Studio
$1,280
1BR
$1,323
2BR
$1,573
3BR
$2,116
4BR
$2,639

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.9%
▼ 18 ppt vs national
High School+
48.9%
Median Age
40.4
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$9,620/yr
17% of income
Toddler (Center)
$8,944/yr
Preschool (Center)
$8,684/yr
School-Age (Center)
$8,112/yr

What This Means

Highlands, TX receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 10,459. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Highlands, TX affordable?
Highlands, TX receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,364. Median home value is $217,700.
What is the cost of living in Highlands?
Key cost metrics: Median rent $1,058/mo. 2BR fair market rent $1,573/mo. Infant childcare $9,620/yr. Median home value $217,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →