C

Highwood, MT

Source:

Affordability Score: 56/100

Population: 467 · 1 ZIP codes

The affordability dashboard for Highwood, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 467 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $70,250, median home value of $288,200, median rent of $1,323 per month, and 36.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,307 per month (studio $980, 1BR $996, 3BR $1,662, 4BR $1,950). Department of Labor data lists infant center-based childcare at $11,100 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 7.8% and poverty 4.8% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,250
Median household income
Education C+
36.3%
Bachelor's degree or higher
Housing F
4.1x
Home value $288,200 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,307/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,100/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$70,250
▲ 13% vs national
Per Capita Income
$34,846
Unemployment Rate
7.8%
Poverty Rate
4.8%

Housing

Median Home Value
$288,200
▲ 5% vs national
Median Rent
$1,323/mo
Owner Occupied
66.0%
2BR Fair Market Rent
$1,307/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$980
1BR
$996
2BR
$1,307
3BR
$1,662
4BR
$1,950

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.3%
▲ 6 ppt vs national
High School+
65.2%
Median Age
43.5
Avg. Commute
-

Childcare Costs

Infant (Center)
$11,100/yr
16% of income
Toddler (Center)
$11,504/yr
Preschool (Center)
$9,912/yr
School-Age (Center)
$9,912/yr

What This Means

Highwood, MT receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 467. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Highwood, MT affordable?
Highwood, MT receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,250. Median home value is $288,200.
What is the cost of living in Highwood?
Key cost metrics: Median rent $1,323/mo. 2BR fair market rent $1,307/mo. Infant childcare $11,100/yr. Median home value $288,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →