C

Hillsboro, TX

Source:

Affordability Score: 58/100

Population: 11,039 · 1 ZIP codes

The affordability dashboard for Hillsboro, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,039 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $63,737, median home value of $199,100, median rent of $978 per month, and 16.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,023 per month (studio $705, 1BR $802, 3BR $1,397, 4BR $1,716). Department of Labor data lists infant center-based childcare at $6,968 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hillsboro, TX include rent. Pressure points are education. Unemployment currently reads 4.4% and poverty 16.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,737
Median household income
Education F
16.8%
Bachelor's degree or higher
Housing C+
3.1x
Home value $199,100 vs income
Commute C-
25 min
Average commute time
Rent A-
$1,023/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,968/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$63,737
▲ 3% vs national
Per Capita Income
$28,805
Unemployment Rate
4.4%
Poverty Rate
16.1%

Housing

Median Home Value
$199,100
▼ 28% vs national
Median Rent
$978/mo
Owner Occupied
65.9%
2BR Fair Market Rent
$1,023/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$705
1BR
$802
2BR
$1,023
3BR
$1,397
4BR
$1,716

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.8%
▼ 13 ppt vs national
High School+
48.6%
Median Age
36.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$6,968/yr
11% of income
Toddler (Center)
$6,604/yr
Preschool (Center)
$6,448/yr
School-Age (Center)
$6,084/yr

What This Means

Hillsboro, TX receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 11,039. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hillsboro ZIP Codes
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What are common questions about this dashboard?

Is Hillsboro, TX affordable?
Hillsboro, TX receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,737. Median home value is $199,100.
What is the cost of living in Hillsboro?
Key cost metrics: Median rent $978/mo. 2BR fair market rent $1,023/mo. Infant childcare $6,968/yr. Median home value $199,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →