C-

Hillsborough, NH

Source:

Affordability Score: 50/100

Population: 8,092 · 1 ZIP codes

The affordability dashboard for Hillsborough, NH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,092 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $86,375, median home value of $279,500, median rent of $1,241 per month, and 25.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,127 per month (studio $1,467, 1BR $1,673, 3BR $2,822, 4BR $3,001). Department of Labor data lists infant center-based childcare at $15,603 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute, childcare. Unemployment currently reads 2.9% and poverty 8.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$86,375
Median household income
Education F
25.1%
Bachelor's degree or higher
Housing C
3.2x
Home value $279,500 vs income
Commute F
41 min
Average commute time
Rent C-
$2,127/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,603/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$86,375
▲ 39% vs national
Per Capita Income
$43,223
Unemployment Rate
2.9%
Poverty Rate
8.1%

Housing

Median Home Value
$279,500
▲ 2% vs national
Median Rent
$1,241/mo
Owner Occupied
91.3%
2BR Fair Market Rent
$2,127/mo
▲ 77% vs national

Fair Market Rents by Bedroom

Studio
$1,467
1BR
$1,673
2BR
$2,127
3BR
$2,822
4BR
$3,001

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.1%
▼ 5 ppt vs national
High School+
63.4%
Median Age
43.6
Avg. Commute
41 min
▲ 15 min vs national

Childcare Costs

Infant (Center)
$15,603/yr
18% of income
Toddler (Center)
$14,800/yr
Preschool (Center)
$12,972/yr
School-Age (Center)
$11,590/yr

What This Means

Hillsborough, NH receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 8,092. Challenges include commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hillsborough ZIP Codes
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What are common questions about this dashboard?

Is Hillsborough, NH affordable?
Hillsborough, NH receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $86,375. Median home value is $279,500.
What is the cost of living in Hillsborough?
Key cost metrics: Median rent $1,241/mo. 2BR fair market rent $2,127/mo. Infant childcare $15,603/yr. Median home value $279,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →