C

Hinsdale, MA

Source:

Affordability Score: 55/100

Population: 2,766 · 1 ZIP codes

The affordability dashboard for Hinsdale, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,766 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $79,327, median home value of $267,500, median rent of $1,113 per month, and 25.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,626 per month (studio $1,245, 1BR $1,269, 3BR $2,109, 4BR $2,577). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 4.8% and poverty 3.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,327
Median household income
Education F
25.1%
Bachelor's degree or higher
Housing C-
3.4x
Home value $267,500 vs income
Commute C-
25 min
Average commute time
Rent B-
$1,626/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$79,327
▲ 28% vs national
Per Capita Income
$42,068
Unemployment Rate
4.8%
Poverty Rate
3.1%

Housing

Median Home Value
$267,500
▼ 3% vs national
Median Rent
$1,113/mo
Owner Occupied
83.6%
2BR Fair Market Rent
$1,626/mo
▲ 36% vs national

Fair Market Rents by Bedroom

Studio
$1,245
1BR
$1,269
2BR
$1,626
3BR
$2,109
4BR
$2,577

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.1%
▼ 5 ppt vs national
High School+
56.7%
Median Age
47.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
22% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Hinsdale, MA receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 2,766. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hinsdale ZIP Codes
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What are common questions about this dashboard?

Is Hinsdale, MA affordable?
Hinsdale, MA receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,327. Median home value is $267,500.
What is the cost of living in Hinsdale?
Key cost metrics: Median rent $1,113/mo. 2BR fair market rent $1,626/mo. Infant childcare $17,160/yr. Median home value $267,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →