B+

Holland Patent, NY

Source:

Affordability Score: 75/100

Population: 3,342 · 1 ZIP codes

The affordability dashboard for Holland Patent, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,342 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $101,733, median home value of $241,900, median rent of $873 per month, and 32.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,172 per month (studio $899, 1BR $926, 3BR $1,405, 4BR $1,623). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Holland Patent, NY include income, housing, rent. Unemployment currently reads 2.4% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$101,733
Median household income
Education C-
32.1%
Bachelor's degree or higher
Housing A-
2.4x
Home value $241,900 vs income
Commute C+
23 min
Average commute time
Rent A+
$1,172/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$12,844/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$101,733
▲ 64% vs national
Per Capita Income
$38,126
Unemployment Rate
2.4%
Poverty Rate
12.4%

Housing

Median Home Value
$241,900
▼ 12% vs national
Median Rent
$873/mo
Owner Occupied
88.8%
2BR Fair Market Rent
$1,172/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$899
1BR
$926
2BR
$1,172
3BR
$1,405
4BR
$1,623

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.1%
▲ 2 ppt vs national
High School+
59.9%
Median Age
39.1
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
13% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Holland Patent, NY receives an overall affordability grade of B+ (75/100), aggregated from 1 ZIP codes with a total population of 3,342. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Holland Patent, NY affordable?
Holland Patent, NY receives an overall affordability grade of B+ (75/100) based on Census, HUD, FBI, and DOL data. Median household income is $101,733. Median home value is $241,900.
What is the cost of living in Holland Patent?
Key cost metrics: Median rent $873/mo. 2BR fair market rent $1,172/mo. Infant childcare $12,844/yr. Median home value $241,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →