Holton, MI

The affordability dashboard for Holton, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,660 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $62,841, median home value of $178,800, median rent of $823 per month, and 11.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,236 per month (studio $866, 1BR $942, 3BR $1,490, 4BR $1,636). Department of Labor data lists infant center-based childcare at $6,296 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Holton, MI include childcare. Pressure points are education. Unemployment currently reads 4.5% and poverty 13.4% — numbers worth keeping alongside the headline grade.