A

Homestead, MT

Source:

Affordability Score: 86/100

Population: 79 · 1 ZIP codes

The affordability dashboard for Homestead, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 79 residents, then layers in county-level federal data to produce an overall grade of A (86/100). The headline inputs are median household income of $128,750, median home value of $154,200, median rent of per month, and 38.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,211 per month (studio $908, 1BR $923, 3BR $1,684, 4BR $1,809). Department of Labor data lists infant center-based childcare at $12,003 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Homestead, MT include income, housing, rent, childcare. Unemployment currently reads 0.0% and poverty 3.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$128,750
Median household income
Education B-
38.0%
Bachelor's degree or higher
Housing A+
1.2x
Home value $154,200 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,211/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$12,003/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$128,750
▲ 108% vs national
Per Capita Income
$71,549
Unemployment Rate
0.0%
Poverty Rate
3.6%

Housing

Median Home Value
$154,200
▼ 44% vs national
Median Rent
Owner Occupied
88.5%
2BR Fair Market Rent
$1,211/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$908
1BR
$923
2BR
$1,211
3BR
$1,684
4BR
$1,809

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.0%
▲ 8 ppt vs national
High School+
56.0%
Median Age
62.9
Avg. Commute

Childcare Costs

Infant (Center)
$12,003/yr
9% of income
Toddler (Center)
$12,471/yr
Preschool (Center)
$10,721/yr
School-Age (Center)
$10,721/yr

What This Means

Homestead, MT receives an overall affordability grade of A (86/100), aggregated from 1 ZIP codes with a total population of 79. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Homestead, MT affordable?
Homestead, MT receives an overall affordability grade of A (86/100) based on Census, HUD, FBI, and DOL data. Median household income is $128,750. Median home value is $154,200.
What is the cost of living in Homestead?
Key cost metrics: 2BR fair market rent $1,211/mo. Infant childcare $12,003/yr. Median home value $154,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →