A+

Horner, WV

Source:

Affordability Score: 94/100

Population: 686 · 1 ZIP codes

The affordability dashboard for Horner, WV aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 686 residents, then layers in county-level federal data to produce an overall grade of A+ (94/100). The headline inputs are median household income of $194,286, median home value of $343,800, median rent of per month, and 58.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $869 per month (studio $667, 1BR $754, 3BR $1,146, 4BR $1,151). Department of Labor data lists infant center-based childcare at $8,930 per year, consuming 5% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Horner, WV include income, education, housing, rent, childcare. Unemployment currently reads 7.4% and poverty 4.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$194,286
Median household income
Education A+
58.0%
Bachelor's degree or higher
Housing A+
1.8x
Home value $343,800 vs income
Commute N/A
N/A
Average commute time
Rent A+
$869/mo
2BR fair market rent (5% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A+
$8,930/yr
Center-based infant care (5% of income)

Income & Employment

Median Income
$194,286
▲ 213% vs national
Per Capita Income
$56,626
Unemployment Rate
7.4%
Poverty Rate
4.9%

Housing

Median Home Value
$343,800
▲ 25% vs national
Median Rent
Owner Occupied
93.9%
2BR Fair Market Rent
$869/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$667
1BR
$754
2BR
$869
3BR
$1,146
4BR
$1,151

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
58.0%
▲ 28 ppt vs national
High School+
88.1%
Median Age
43.0
Avg. Commute

Childcare Costs

Infant (Center)
$8,930/yr
5% of income
Toddler (Center)
$8,483/yr
Preschool (Center)
$8,703/yr
School-Age (Center)
$7,812/yr

What This Means

Horner, WV receives an overall affordability grade of A+ (94/100), aggregated from 1 ZIP codes with a total population of 686. This area performs well in income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Horner, WV affordable?
Horner, WV receives an overall affordability grade of A+ (94/100) based on Census, HUD, FBI, and DOL data. Median household income is $194,286. Median home value is $343,800.
What is the cost of living in Horner?
Key cost metrics: 2BR fair market rent $869/mo. Infant childcare $8,930/yr. Median home value $343,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →