B

Horseheads, NY

Source:

Affordability Score: 70/100

Population: 20,453 · 1 ZIP codes

The affordability dashboard for Horseheads, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,453 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $76,832, median home value of $186,500, median rent of $1,257 per month, and 37.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,283 per month (studio $949, 1BR $978, 3BR $1,606, 4BR $1,713). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Horseheads, NY include housing, commute, rent. Unemployment currently reads 3.6% and poverty 7.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,832
Median household income
Education C+
37.1%
Bachelor's degree or higher
Housing A-
2.4x
Home value $186,500 vs income
Commute B+
18 min
Average commute time
Rent B+
$1,283/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$76,832
▲ 24% vs national
Per Capita Income
$46,402
Unemployment Rate
3.6%
Poverty Rate
7.4%

Housing

Median Home Value
$186,500
▼ 32% vs national
Median Rent
$1,257/mo
Owner Occupied
73.0%
2BR Fair Market Rent
$1,283/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$949
1BR
$978
2BR
$1,283
3BR
$1,606
4BR
$1,713

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.1%
▲ 7 ppt vs national
High School+
67.2%
Median Age
44.4
Avg. Commute
18 min
▼ 8 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
17% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Horseheads, NY receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 20,453. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Horseheads, NY affordable?
Horseheads, NY receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,832. Median home value is $186,500.
What is the cost of living in Horseheads?
Key cost metrics: Median rent $1,257/mo. 2BR fair market rent $1,283/mo. Infant childcare $12,844/yr. Median home value $186,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →