C

Hulbert, MI

Source:

Affordability Score: 57/100

Population: 170 · 1 ZIP codes

The affordability dashboard for Hulbert, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 170 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $56,250, median home value of $113,400, median rent of per month, and 6.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,066 per month (studio $735, 1BR $823, 3BR $1,278, 4BR $1,411). Department of Labor data lists infant center-based childcare at $6,759 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hulbert, MI include housing. Pressure points are education. Unemployment currently reads 13.7% and poverty 7.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,250
Median household income
Education F
6.8%
Bachelor's degree or higher
Housing A
2.0x
Home value $113,400 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,066/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,759/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$56,250
▼ 9% vs national
Per Capita Income
$24,517
Unemployment Rate
13.7%
Poverty Rate
7.2%

Housing

Median Home Value
$113,400
▼ 59% vs national
Median Rent
Owner Occupied
87.8%
2BR Fair Market Rent
$1,066/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$735
1BR
$823
2BR
$1,066
3BR
$1,278
4BR
$1,411

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
6.8%
▼ 23 ppt vs national
High School+
42.2%
Median Age
56.7
Avg. Commute

Childcare Costs

Infant (Center)
$6,759/yr
12% of income
Toddler (Center)
$7,516/yr
Preschool (Center)
$7,516/yr
School-Age (Center)
$8,187/yr

What This Means

Hulbert, MI receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 170. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Hulbert, MI affordable?
Hulbert, MI receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,250. Median home value is $113,400.
What is the cost of living in Hulbert?
Key cost metrics: 2BR fair market rent $1,066/mo. Infant childcare $6,759/yr. Median home value $113,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →