Humboldt, TN

The affordability dashboard for Humboldt, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,619 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $58,260, median home value of $168,200, median rent of $809 per month, and 21.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $927 per month (studio $645, 1BR $706, 3BR $1,289, 4BR $1,555). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Humboldt, TN include rent. Pressure points are education. Unemployment currently reads 6.4% and poverty 11.8% — numbers worth keeping alongside the headline grade.