F

Huntsville, TN

Source:

Affordability Score: 33/100

Population: 2,810 · 1 ZIP codes

The affordability dashboard for Huntsville, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,810 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $35,025, median home value of $107,600, median rent of $610 per month, and 9.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $724, 1BR $762, 3BR $1,159, 4BR $1,552). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 7.8% and poverty 24.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$35,025
Median household income
Education F
9.3%
Bachelor's degree or higher
Housing B-
3.1x
Home value $107,600 vs income
Commute F
35 min
Average commute time
Rent D
$925/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$6,811/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$35,025
▼ 44% vs national
Per Capita Income
$25,466
Unemployment Rate
7.8%
Poverty Rate
24.6%

Housing

Median Home Value
$107,600
▼ 61% vs national
Median Rent
$610/mo
Owner Occupied
61.2%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$724
1BR
$762
2BR
$925
3BR
$1,159
4BR
$1,552

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.3%
▼ 21 ppt vs national
High School+
54.8%
Median Age
45.6
Avg. Commute
35 min
▲ 9 min vs national

Childcare Costs

Infant (Center)
$6,811/yr
19% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Huntsville, TN receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 2,810. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Huntsville, TN affordable?
Huntsville, TN receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $35,025. Median home value is $107,600.
What is the cost of living in Huntsville?
Key cost metrics: Median rent $610/mo. 2BR fair market rent $925/mo. Infant childcare $6,811/yr. Median home value $107,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →