F

Hutchins, TX

Source:

Affordability Score: 22/100

Population: 5,374 · 1 ZIP codes

The affordability dashboard for Hutchins, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,374 residents, then layers in county-level federal data to produce an overall grade of F (22/100). The headline inputs are median household income of $48,159, median home value of $248,900, median rent of $1,396 per month, and 9.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,931 per month (studio $1,582, 1BR $1,648, 3BR $2,431, 4BR $3,091). Department of Labor data lists infant center-based childcare at $10,088 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, commute, rent, childcare. Unemployment currently reads 2.5% and poverty 18.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,159
Median household income
Education F
9.8%
Bachelor's degree or higher
Housing F
5.2x
Home value $248,900 vs income
Commute F
32 min
Average commute time
Rent F
$1,931/mo
2BR fair market rent (48% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,088/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$48,159
▼ 22% vs national
Per Capita Income
$21,352
Unemployment Rate
2.5%
Poverty Rate
18.7%

Housing

Median Home Value
$248,900
▼ 9% vs national
Median Rent
$1,396/mo
Owner Occupied
49.7%
2BR Fair Market Rent
$1,931/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,582
1BR
$1,648
2BR
$1,931
3BR
$2,431
4BR
$3,091

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.8%
▼ 20 ppt vs national
High School+
40.4%
Median Age
27.8
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$10,088/yr
21% of income
Toddler (Center)
$9,360/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$8,528/yr

What This Means

Hutchins, TX receives an overall affordability grade of F (22/100), aggregated from 1 ZIP codes with a total population of 5,374. Challenges include income and education and housing and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hutchins ZIP Codes
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What are common questions about this dashboard?

Is Hutchins, TX affordable?
Hutchins, TX receives an overall affordability grade of F (22/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,159. Median home value is $248,900.
What is the cost of living in Hutchins?
Key cost metrics: Median rent $1,396/mo. 2BR fair market rent $1,931/mo. Infant childcare $10,088/yr. Median home value $248,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →