B-

Interlochen, MI

Source:

Affordability Score: 65/100

Population: 6,253 · 1 ZIP codes

The affordability dashboard for Interlochen, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,253 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $81,222, median home value of $271,300, median rent of $1,017 per month, and 34.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,357 per month (studio $1,136, 1BR $1,143, 3BR $1,747, 4BR $1,797). Department of Labor data lists infant center-based childcare at $8,320 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Interlochen, MI include rent. Unemployment currently reads 2.1% and poverty 8.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,222
Median household income
Education C
34.5%
Bachelor's degree or higher
Housing C
3.3x
Home value $271,300 vs income
Commute C-
26 min
Average commute time
Rent B+
$1,357/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$8,320/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$81,222
▲ 31% vs national
Per Capita Income
$38,963
Unemployment Rate
2.1%
Poverty Rate
8.1%

Housing

Median Home Value
$271,300
▼ 1% vs national
Median Rent
$1,017/mo
Owner Occupied
87.3%
2BR Fair Market Rent
$1,357/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,136
1BR
$1,143
2BR
$1,357
3BR
$1,747
4BR
$1,797

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.5%
▲ 5 ppt vs national
High School+
59.0%
Median Age
42.3
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$8,320/yr
10% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$8,091/yr
School-Age (Center)
$7,280/yr

What This Means

Interlochen, MI receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 6,253. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Interlochen ZIP Codes
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What are common questions about this dashboard?

Is Interlochen, MI affordable?
Interlochen, MI receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,222. Median home value is $271,300.
What is the cost of living in Interlochen?
Key cost metrics: Median rent $1,017/mo. 2BR fair market rent $1,357/mo. Infant childcare $8,320/yr. Median home value $271,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →