A-

Ionia, NY

Source:

Affordability Score: 81/100

Population: 234 · 1 ZIP codes

The affordability dashboard for Ionia, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 234 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $123,917, median home value of $338,800, median rent of per month, and 41.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,573 per month (studio $1,116, 1BR $1,256, 3BR $1,895, 4BR $2,083). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ionia, NY include income, housing, rent. Unemployment currently reads 0.0% and poverty 5.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$123,917
Median household income
Education B
41.7%
Bachelor's degree or higher
Housing B+
2.7x
Home value $338,800 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,573/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$15,028/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$123,917
▲ 100% vs national
Per Capita Income
$41,682
Unemployment Rate
0.0%
Poverty Rate
5.1%

Housing

Median Home Value
$338,800
▲ 23% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,573/mo
▲ 31% vs national

Fair Market Rents by Bedroom

Studio
$1,116
1BR
$1,256
2BR
$1,573
3BR
$1,895
4BR
$2,083

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.7%
▲ 12 ppt vs national
High School+
56.0%
Median Age
55.9
Avg. Commute

Childcare Costs

Infant (Center)
$15,028/yr
12% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Ionia, NY receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 234. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ionia ZIP Codes
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What are common questions about this dashboard?

Is Ionia, NY affordable?
Ionia, NY receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $123,917. Median home value is $338,800.
What is the cost of living in Ionia?
Key cost metrics: 2BR fair market rent $1,573/mo. Infant childcare $15,028/yr. Median home value $338,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →