D

Island Pond, VT

Source:

Affordability Score: 45/100

Population: 1,252 · 1 ZIP codes

The affordability dashboard for Island Pond, VT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,252 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $46,278, median home value of $159,600, median rent of $777 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,007 per month (studio $780, 1BR $919, 3BR $1,400, 4BR $1,640).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 3.5% and poverty 27.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$46,278
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing C-
3.4x
Home value $159,600 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,007/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$46,278
▼ 25% vs national
Per Capita Income
$34,490
Unemployment Rate
3.5%
Poverty Rate
27.9%

Housing

Median Home Value
$159,600
▼ 42% vs national
Median Rent
$777/mo
Owner Occupied
54.7%
2BR Fair Market Rent
$1,007/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$780
1BR
$919
2BR
$1,007
3BR
$1,400
4BR
$1,640

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
65.0%
Median Age
46.1
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Island Pond, VT receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 1,252. Challenges include income and education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Island Pond ZIP Codes
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What are common questions about this dashboard?

Is Island Pond, VT affordable?
Island Pond, VT receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $46,278. Median home value is $159,600.
What is the cost of living in Island Pond?
Key cost metrics: Median rent $777/mo. 2BR fair market rent $1,007/mo. Median home value $159,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →