C

Islip, NY

Source:

Affordability Score: 56/100

Population: 14,961 · 1 ZIP codes

The affordability dashboard for Islip, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,961 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $116,559, median home value of $563,100, median rent of $2,257 per month, and 35.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,747 per month (studio $1,992, 1BR $2,379, 3BR $3,563, 4BR $3,768). Department of Labor data lists infant center-based childcare at $16,900 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Islip, NY include income. Pressure points are housing. Unemployment currently reads 5.6% and poverty 5.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$116,559
Median household income
Education C+
35.7%
Bachelor's degree or higher
Housing F
4.8x
Home value $563,100 vs income
Commute D
28 min
Average commute time
Rent C
$2,747/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$16,900/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$116,559
▲ 88% vs national
Per Capita Income
$51,520
Unemployment Rate
5.6%
Poverty Rate
5.5%

Housing

Median Home Value
$563,100
▲ 105% vs national
Median Rent
$2,257/mo
Owner Occupied
83.4%
2BR Fair Market Rent
$2,747/mo
▲ 129% vs national

Fair Market Rents by Bedroom

Studio
$1,992
1BR
$2,379
2BR
$2,747
3BR
$3,563
4BR
$3,768

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.7%
▲ 6 ppt vs national
High School+
63.0%
Median Age
45.6
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$16,900/yr
14% of income
Toddler (Center)
$15,600/yr
Preschool (Center)
$15,236/yr
School-Age (Center)
$13,000/yr

What This Means

Islip, NY receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 14,961. This area performs well in income. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Islip ZIP Codes
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What are common questions about this dashboard?

Is Islip, NY affordable?
Islip, NY receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $116,559. Median home value is $563,100.
What is the cost of living in Islip?
Key cost metrics: Median rent $2,257/mo. 2BR fair market rent $2,747/mo. Infant childcare $16,900/yr. Median home value $563,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →