C+

Ithaca, NE

Source:

Affordability Score: 62/100

Population: 392 · 1 ZIP codes

The affordability dashboard for Ithaca, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 392 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $64,375, median home value of $171,900, median rent of $950 per month, and 26.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,089 per month (studio $870, 1BR $956, 3BR $1,432, 4BR $1,619). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ithaca, NE include housing, rent. Unemployment currently reads 4.2% and poverty 8.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,375
Median household income
Education D
26.9%
Bachelor's degree or higher
Housing B+
2.7x
Home value $171,900 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,089/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,737/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$64,375
▲ 4% vs national
Per Capita Income
$44,668
Unemployment Rate
4.2%
Poverty Rate
8.0%

Housing

Median Home Value
$171,900
▼ 37% vs national
Median Rent
$950/mo
Owner Occupied
88.7%
2BR Fair Market Rent
$1,089/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$870
1BR
$956
2BR
$1,089
3BR
$1,432
4BR
$1,619

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.9%
▼ 3 ppt vs national
High School+
47.5%
Median Age
59.3
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
15% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Ithaca, NE receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 392. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Ithaca, NE affordable?
Ithaca, NE receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,375. Median home value is $171,900.
What is the cost of living in Ithaca?
Key cost metrics: Median rent $950/mo. 2BR fair market rent $1,089/mo. Infant childcare $9,737/yr. Median home value $171,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →