D

Jacks Creek, TN

Source:

Affordability Score: 47/100

Population: 270 · 1 ZIP codes

The affordability dashboard for Jacks Creek, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 270 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $58,189, median home value of $218,200, median rent of per month, and 11.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,260 per month (studio $869, 1BR $960, 3BR $1,677, 4BR $1,758). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 0.0% and poverty 21.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,189
Median household income
Education F
11.2%
Bachelor's degree or higher
Housing D
3.7x
Home value $218,200 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,260/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,811/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$58,189
▼ 6% vs national
Per Capita Income
$20,836
Unemployment Rate
0.0%
Poverty Rate
21.4%

Housing

Median Home Value
$218,200
▼ 21% vs national
Median Rent
Owner Occupied
86.2%
2BR Fair Market Rent
$1,260/mo
▲ 5% vs national

Fair Market Rents by Bedroom

Studio
$869
1BR
$960
2BR
$1,260
3BR
$1,677
4BR
$1,758

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.2%
▼ 19 ppt vs national
High School+
29.4%
Median Age
36.9
Avg. Commute

Childcare Costs

Infant (Center)
$6,811/yr
12% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Jacks Creek, TN receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 270. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Jacks Creek, TN affordable?
Jacks Creek, TN receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,189. Median home value is $218,200.
What is the cost of living in Jacks Creek?
Key cost metrics: 2BR fair market rent $1,260/mo. Infant childcare $6,811/yr. Median home value $218,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →