C-

Jackson, TN

Source:

Affordability Score: 53/100

Population: 86,421 · 2 ZIP codes

The affordability dashboard for Jackson, TN aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 86,421 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $58,068, median home value of $196,816, median rent of $1,143 per month, and 26.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,260 per month (studio $869, 1BR $960, 3BR $1,677, 4BR $1,758). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Jackson, TN include commute. Pressure points are childcare. Unemployment currently reads 7.7% and poverty 20.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,068
Median household income
Education D
26.2%
Bachelor's degree or higher
Housing C-
3.4x
Home value $196,816 vs income
Commute B+
20 min
Average commute time
Rent C+
$1,260/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,007/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$58,068
▼ 6% vs national
Per Capita Income
$32,006
Unemployment Rate
7.7%
Poverty Rate
20.4%

Housing

Median Home Value
$196,816
▼ 28% vs national
Median Rent
$1,143/mo
Owner Occupied
58.1%
2BR Fair Market Rent
$1,260/mo
▲ 5% vs national

Fair Market Rents by Bedroom

Studio
$869
1BR
$960
2BR
$1,260
3BR
$1,677
4BR
$1,758

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.2%
▼ 4 ppt vs national
High School+
61.0%
Median Age
37.3
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$11,007/yr
19% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Jackson, TN receives an overall affordability grade of C- (53/100), aggregated from 2 ZIP codes with a total population of 86,421. This area performs well in commute. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Jackson ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Jackson, TN affordable?
Jackson, TN receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,068. Median home value is $196,816.
What is the cost of living in Jackson?
Key cost metrics: Median rent $1,143/mo. 2BR fair market rent $1,260/mo. Infant childcare $11,007/yr. Median home value $196,816.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →