C-

Jacksonville, TX

Source:

Affordability Score: 54/100

Population: 26,388 · 1 ZIP codes

The affordability dashboard for Jacksonville, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 26,388 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $51,394, median home value of $156,000, median rent of $908 per month, and 20.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $984 per month (studio $751, 1BR $756, 3BR $1,362, 4BR $1,448). Department of Labor data lists infant center-based childcare at $6,448 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 6.2% and poverty 22.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,394
Median household income
Education F
20.0%
Bachelor's degree or higher
Housing B-
3.0x
Home value $156,000 vs income
Commute C
25 min
Average commute time
Rent B
$984/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,448/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$51,394
▼ 17% vs national
Per Capita Income
$25,787
Unemployment Rate
6.2%
Poverty Rate
22.8%

Housing

Median Home Value
$156,000
▼ 43% vs national
Median Rent
$908/mo
Owner Occupied
70.7%
2BR Fair Market Rent
$984/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$751
1BR
$756
2BR
$984
3BR
$1,362
4BR
$1,448

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.0%
▼ 10 ppt vs national
High School+
53.5%
Median Age
36.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$6,448/yr
13% of income
Toddler (Center)
$6,136/yr
Preschool (Center)
$5,980/yr
School-Age (Center)
$5,720/yr

What This Means

Jacksonville, TX receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 26,388. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Jacksonville, TX affordable?
Jacksonville, TX receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,394. Median home value is $156,000.
What is the cost of living in Jacksonville?
Key cost metrics: Median rent $908/mo. 2BR fair market rent $984/mo. Infant childcare $6,448/yr. Median home value $156,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →