C+

Jamaica, IA

Source:

Affordability Score: 60/100

Population: 360 · 1 ZIP codes

The affordability dashboard for Jamaica, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 360 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $61,250, median home value of $122,900, median rent of $498 per month, and 23.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,318 per month (studio $1,063, 1BR $1,109, 3BR $1,794, 4BR $1,841). Department of Labor data lists infant center-based childcare at $8,534 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Jamaica, IA include housing. Pressure points are education. Unemployment currently reads 2.6% and poverty 24.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,250
Median household income
Education F
23.6%
Bachelor's degree or higher
Housing A
2.0x
Home value $122,900 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,318/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$8,534/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$61,250
▼ 1% vs national
Per Capita Income
$38,940
Unemployment Rate
2.6%
Poverty Rate
24.7%

Housing

Median Home Value
$122,900
▼ 55% vs national
Median Rent
$498/mo
Owner Occupied
81.9%
2BR Fair Market Rent
$1,318/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$1,063
1BR
$1,109
2BR
$1,318
3BR
$1,794
4BR
$1,841

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.6%
▼ 6 ppt vs national
High School+
66.2%
Median Age
55.1
Avg. Commute

Childcare Costs

Infant (Center)
$8,534/yr
14% of income
Toddler (Center)
$7,354/yr
Preschool (Center)
$7,354/yr
School-Age (Center)
$5,883/yr

What This Means

Jamaica, IA receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 360. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Jamaica, IA affordable?
Jamaica, IA receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,250. Median home value is $122,900.
What is the cost of living in Jamaica?
Key cost metrics: Median rent $498/mo. 2BR fair market rent $1,318/mo. Infant childcare $8,534/yr. Median home value $122,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →