D

Jamestown, TN

Source:

Affordability Score: 44/100

Population: 12,540 · 1 ZIP codes

The affordability dashboard for Jamestown, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 12,540 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $45,443, median home value of $160,700, median rent of $634 per month, and 14.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $700, 1BR $705, 3BR $1,204, 4BR $1,290). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 3.0% and poverty 23.9% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$45,443
Median household income
Education F
14.3%
Bachelor's degree or higher
Housing D
3.5x
Home value $160,700 vs income
Commute C-
26 min
Average commute time
Rent B-
$925/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$6,811/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$45,443
▼ 27% vs national
Per Capita Income
$24,927
Unemployment Rate
3.0%
Poverty Rate
23.9%

Housing

Median Home Value
$160,700
▼ 42% vs national
Median Rent
$634/mo
Owner Occupied
77.3%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$700
1BR
$705
2BR
$925
3BR
$1,204
4BR
$1,290

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.3%
▼ 16 ppt vs national
High School+
54.7%
Median Age
48.4
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$6,811/yr
15% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Jamestown, TN receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 12,540. Challenges include income and education. Data was unavailable for safety – these dimensions were excluded from the overall score.

Other City Dashboards in TN

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What are common questions about this dashboard?

Is Jamestown, TN affordable?
Jamestown, TN receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $45,443. Median home value is $160,700.
What is the cost of living in Jamestown?
Key cost metrics: Median rent $634/mo. 2BR fair market rent $925/mo. Infant childcare $6,811/yr. Median home value $160,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →