Judith Gap, MT

The affordability dashboard for Judith Gap, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 362 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $58,500, median home value of $170,000, median rent of $654 per month, and 39.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,117 per month (studio $837, 1BR $872, 3BR $1,553, 4BR $1,806). Department of Labor data lists infant center-based childcare at $11,495 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 2.8% and poverty 15.4% - numbers worth keeping alongside the headline grade.