Kahuku, HI

The affordability dashboard for Kahuku, HI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,292 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $73,417, median home value of $916,700, median rent of $1,422 per month, and 38.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,642 per month (studio $1,877, 1BR $2,016, 3BR $3,674, 4BR $4,432). Department of Labor data lists infant center-based childcare at $19,020 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 5.9% and poverty 8.4% — numbers worth keeping alongside the headline grade.