D

Ketchum, OK

Source:

Affordability Score: 40/100

Population: 318 · 1 ZIP codes

The affordability dashboard for Ketchum, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 318 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $53,370, median home value of $249,100, median rent of $863 per month, and 18.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $991 per month (studio $745, 1BR $755, 3BR $1,209, 4BR $1,312). Department of Labor data lists infant center-based childcare at $10,912 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 2.7% and poverty 24.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$53,370
Median household income
Education F
18.1%
Bachelor's degree or higher
Housing F
4.7x
Home value $249,100 vs income
Commute N/A
N/A
Average commute time
Rent B
$991/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,912/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$53,370
▼ 14% vs national
Per Capita Income
$37,257
Unemployment Rate
2.7%
Poverty Rate
24.5%

Housing

Median Home Value
$249,100
▼ 9% vs national
Median Rent
$863/mo
Owner Occupied
79.9%
2BR Fair Market Rent
$991/mo
▼ 17% vs national

Fair Market Rents by Bedroom

Studio
$745
1BR
$755
2BR
$991
3BR
$1,209
4BR
$1,312

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.1%
▼ 12 ppt vs national
High School+
59.3%
Median Age
58.7
Avg. Commute

Childcare Costs

Infant (Center)
$10,912/yr
20% of income
Toddler (Center)
$9,431/yr
Preschool (Center)
$9,431/yr
School-Age (Center)
$6,165/yr

What This Means

Ketchum, OK receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 318. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ketchum, OK affordable?
Ketchum, OK receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,370. Median home value is $249,100.
What is the cost of living in Ketchum?
Key cost metrics: Median rent $863/mo. 2BR fair market rent $991/mo. Infant childcare $10,912/yr. Median home value $249,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →