C

Killeen, TX

Source:

Affordability Score: 56/100

Population: 134,151 · 4 ZIP codes

The affordability dashboard for Killeen, TX aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 134,151 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $61,962, median home value of $199,333, median rent of $1,296 per month, and 21.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,233 per month (studio $983, 1BR $990, 3BR $1,711, 4BR $2,068). Department of Labor data lists infant center-based childcare at $6,916 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 8.3% and poverty 17.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,962
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing C+
3.2x
Home value $199,333 vs income
Commute C-
25 min
Average commute time
Rent B-
$1,233/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,916/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$61,962
▼ 0% vs national
Per Capita Income
$29,681
Unemployment Rate
8.3%
Poverty Rate
17.6%

Housing

Median Home Value
$199,333
▼ 28% vs national
Median Rent
$1,296/mo
Owner Occupied
50.2%
2BR Fair Market Rent
$1,233/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$983
1BR
$990
2BR
$1,233
3BR
$1,711
4BR
$2,068

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.5%
▼ 8 ppt vs national
High School+
49.9%
Median Age
30.8
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$6,916/yr
11% of income
Toddler (Center)
$6,552/yr
Preschool (Center)
$6,396/yr
School-Age (Center)
$6,084/yr

What This Means

Killeen, TX receives an overall affordability grade of C (56/100), aggregated from 4 ZIP codes with a total population of 134,151. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Killeen ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Killeen, TX affordable?
Killeen, TX receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,962. Median home value is $199,333.
What is the cost of living in Killeen?
Key cost metrics: Median rent $1,296/mo. 2BR fair market rent $1,233/mo. Infant childcare $6,916/yr. Median home value $199,333.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →