D

Kingston, NY

Source:

Affordability Score: 45/100

Population: 35,040 · 1 ZIP codes

The affordability dashboard for Kingston, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 35,040 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $69,305, median home value of $319,700, median rent of $1,443 per month, and 32.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,818 per month (studio $1,303, 1BR $1,386, 3BR $2,245, 4BR $2,407). Department of Labor data lists infant center-based childcare at $14,820 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 6.4% and poverty 16.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,305
Median household income
Education C-
32.1%
Bachelor's degree or higher
Housing F
4.6x
Home value $319,700 vs income
Commute C+
23 min
Average commute time
Rent D
$1,818/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,820/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$69,305
▲ 12% vs national
Per Capita Income
$42,195
Unemployment Rate
6.4%
Poverty Rate
16.4%

Housing

Median Home Value
$319,700
▲ 16% vs national
Median Rent
$1,443/mo
Owner Occupied
57.4%
2BR Fair Market Rent
$1,818/mo
▲ 52% vs national

Fair Market Rents by Bedroom

Studio
$1,303
1BR
$1,386
2BR
$1,818
3BR
$2,245
4BR
$2,407

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.1%
▲ 2 ppt vs national
High School+
61.9%
Median Age
40.9
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$14,820/yr
21% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,208/yr
School-Age (Center)
$11,700/yr

What This Means

Kingston, NY receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 35,040. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Kingston, NY affordable?
Kingston, NY receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,305. Median home value is $319,700.
What is the cost of living in Kingston?
Key cost metrics: Median rent $1,443/mo. 2BR fair market rent $1,818/mo. Infant childcare $14,820/yr. Median home value $319,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →