A-

Kremlin, OK

Source:

Affordability Score: 83/100

Population: 468 · 1 ZIP codes

The affordability dashboard for Kremlin, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 468 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $102,000, median home value of $160,300, median rent of $950 per month, and 42.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,027 per month (studio $785, 1BR $799, 3BR $1,336, 4BR $1,360). Department of Labor data lists infant center-based childcare at $11,072 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Kremlin, OK include income, education, housing, rent. Unemployment currently reads 0.0% and poverty 2.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$102,000
Median household income
Education B+
42.2%
Bachelor's degree or higher
Housing A+
1.6x
Home value $160,300 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,027/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$11,072/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$102,000
▲ 65% vs national
Per Capita Income
$52,692
Unemployment Rate
0.0%
Poverty Rate
2.4%

Housing

Median Home Value
$160,300
▼ 42% vs national
Median Rent
$950/mo
Owner Occupied
93.2%
2BR Fair Market Rent
$1,027/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$785
1BR
$799
2BR
$1,027
3BR
$1,336
4BR
$1,360

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
42.2%
▲ 12 ppt vs national
High School+
61.5%
Median Age
50.5
Avg. Commute

Childcare Costs

Infant (Center)
$11,072/yr
11% of income
Toddler (Center)
$9,577/yr
Preschool (Center)
$9,577/yr
School-Age (Center)
$6,261/yr

What This Means

Kremlin, OK receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 468. This area performs well in income and education and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Kremlin, OK affordable?
Kremlin, OK receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $102,000. Median home value is $160,300.
What is the cost of living in Kremlin?
Key cost metrics: Median rent $950/mo. 2BR fair market rent $1,027/mo. Infant childcare $11,072/yr. Median home value $160,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →