F

Kualapuu, HI

Source:

Affordability Score: 36/100

Population: 758 · 1 ZIP codes

The affordability dashboard for Kualapuu, HI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 758 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $74,432, median home value of $485,400, median rent of $1,783 per month, and 31.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,624 per month (studio $1,896, 1BR $2,000, 3BR $3,398, 4BR $4,236). Department of Labor data lists infant center-based childcare at $15,000 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 12.1% and poverty 19.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,432
Median household income
Education C-
31.9%
Bachelor's degree or higher
Housing F
6.5x
Home value $485,400 vs income
Commute N/A
N/A
Average commute time
Rent F
$2,624/mo
2BR fair market rent (42% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,000/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$74,432
▲ 20% vs national
Per Capita Income
$23,050
Unemployment Rate
12.1%
Poverty Rate
19.4%

Housing

Median Home Value
$485,400
▲ 77% vs national
Median Rent
$1,783/mo
Owner Occupied
76.7%
2BR Fair Market Rent
$2,624/mo
▲ 119% vs national

Fair Market Rents by Bedroom

Studio
$1,896
1BR
$2,000
2BR
$2,624
3BR
$3,398
4BR
$4,236

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.9%
▲ 2 ppt vs national
High School+
69.3%
Median Age
29.1
Avg. Commute

Childcare Costs

Infant (Center)
$15,000/yr
20% of income
Toddler (Center)
$9,900/yr
Preschool (Center)
$9,900/yr
School-Age (Center)

What This Means

Kualapuu, HI receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 758. Challenges include housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Kualapuu, HI affordable?
Kualapuu, HI receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,432. Median home value is $485,400.
What is the cost of living in Kualapuu?
Key cost metrics: Median rent $1,783/mo. 2BR fair market rent $2,624/mo. Infant childcare $15,000/yr. Median home value $485,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →