F

Lafayette, AL

Source:

Affordability Score: 33/100

Population: 6,623 · 1 ZIP codes

The affordability dashboard for Lafayette, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,623 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $37,719, median home value of $134,700, median rent of $678 per month, and 15.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,002 per month (studio $691, 1BR $770, 3BR $1,265, 4BR $1,327). Department of Labor data lists infant center-based childcare at $7,018 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 10.2% and poverty 16.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$37,719
Median household income
Education F
15.0%
Bachelor's degree or higher
Housing D
3.6x
Home value $134,700 vs income
Commute F
31 min
Average commute time
Rent D
$1,002/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,018/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$37,719
▼ 39% vs national
Per Capita Income
$26,718
Unemployment Rate
10.2%
Poverty Rate
16.9%

Housing

Median Home Value
$134,700
▼ 51% vs national
Median Rent
$678/mo
Owner Occupied
72.6%
2BR Fair Market Rent
$1,002/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$691
1BR
$770
2BR
$1,002
3BR
$1,265
4BR
$1,327

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.0%
▼ 15 ppt vs national
High School+
52.3%
Median Age
50.0
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$7,018/yr
19% of income
Toddler (Center)
$6,986/yr
Preschool (Center)
$6,531/yr
School-Age (Center)
$6,195/yr

What This Means

Lafayette, AL receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 6,623. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Lafayette, AL affordable?
Lafayette, AL receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $37,719. Median home value is $134,700.
What is the cost of living in Lafayette?
Key cost metrics: Median rent $678/mo. 2BR fair market rent $1,002/mo. Infant childcare $7,018/yr. Median home value $134,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →