B

Lake Crystal, MN

Source:

Affordability Score: 72/100

Population: 3,902 · 1 ZIP codes

The affordability dashboard for Lake Crystal, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,902 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $90,987, median home value of $226,100, median rent of $848 per month, and 32.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,171 per month (studio $971, 1BR $977, 3BR $1,629, 4BR $1,916). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lake Crystal, MN include income, housing, rent. Unemployment currently reads 1.9% and poverty 6.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$90,987
Median household income
Education C-
32.2%
Bachelor's degree or higher
Housing A-
2.5x
Home value $226,100 vs income
Commute C-
26 min
Average commute time
Rent A
$1,171/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,972/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$90,987
▲ 47% vs national
Per Capita Income
$40,857
Unemployment Rate
1.9%
Poverty Rate
6.5%

Housing

Median Home Value
$226,100
▼ 18% vs national
Median Rent
$848/mo
Owner Occupied
86.0%
2BR Fair Market Rent
$1,171/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$971
1BR
$977
2BR
$1,171
3BR
$1,629
4BR
$1,916

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.2%
▲ 2 ppt vs national
High School+
59.0%
Median Age
41.5
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$10,972/yr
12% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

Lake Crystal, MN receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 3,902. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lake Crystal ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lake Crystal, MN affordable?
Lake Crystal, MN receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $90,987. Median home value is $226,100.
What is the cost of living in Lake Crystal?
Key cost metrics: Median rent $848/mo. 2BR fair market rent $1,171/mo. Infant childcare $10,972/yr. Median home value $226,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →