B-

Lake Dallas, TX

Source:

Affordability Score: 68/100

Population: 10,748 · 1 ZIP codes

The affordability dashboard for Lake Dallas, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,748 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $102,597, median home value of $334,400, median rent of $1,665 per month, and 38.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,931 per month (studio $1,582, 1BR $1,648, 3BR $2,431, 4BR $3,091). Department of Labor data lists infant center-based childcare at $9,932 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lake Dallas, TX include income, childcare. Unemployment currently reads 2.0% and poverty 3.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$102,597
Median household income
Education B-
38.6%
Bachelor's degree or higher
Housing C
3.3x
Home value $334,400 vs income
Commute D
28 min
Average commute time
Rent B
$1,931/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$9,932/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$102,597
▲ 65% vs national
Per Capita Income
$48,341
Unemployment Rate
2.0%
Poverty Rate
3.9%

Housing

Median Home Value
$334,400
▲ 22% vs national
Median Rent
$1,665/mo
Owner Occupied
73.8%
2BR Fair Market Rent
$1,931/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,582
1BR
$1,648
2BR
$1,931
3BR
$2,431
4BR
$3,091

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.6%
▲ 9 ppt vs national
High School+
59.4%
Median Age
40.3
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$9,932/yr
10% of income
Toddler (Center)
$9,152/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$8,268/yr

What This Means

Lake Dallas, TX receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 10,748. This area performs well in income and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lake Dallas ZIP Codes
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What are common questions about this dashboard?

Is Lake Dallas, TX affordable?
Lake Dallas, TX receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $102,597. Median home value is $334,400.
What is the cost of living in Lake Dallas?
Key cost metrics: Median rent $1,665/mo. 2BR fair market rent $1,931/mo. Infant childcare $9,932/yr. Median home value $334,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →