C-

Lancaster, OH

Source:

Affordability Score: 52/100

Population: 59,570 · 1 ZIP codes

The affordability dashboard for Lancaster, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 59,570 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $72,153, median home value of $230,000, median rent of $1,109 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,430 per month (studio $1,111, 1BR $1,194, 3BR $1,715, 4BR $1,927). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute, childcare. Unemployment currently reads 4.5% and poverty 10.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$72,153
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing C+
3.2x
Home value $230,000 vs income
Commute F
29 min
Average commute time
Rent B-
$1,430/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,340/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$72,153
▲ 16% vs national
Per Capita Income
$37,182
Unemployment Rate
4.5%
Poverty Rate
10.8%

Housing

Median Home Value
$230,000
▼ 16% vs national
Median Rent
$1,109/mo
Owner Occupied
67.8%
2BR Fair Market Rent
$1,430/mo
▲ 19% vs national

Fair Market Rents by Bedroom

Studio
$1,111
1BR
$1,194
2BR
$1,430
3BR
$1,715
4BR
$1,927

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
62.5%
Median Age
40.1
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
21% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Lancaster, OH receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 59,570. Challenges include education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lancaster ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lancaster, OH affordable?
Lancaster, OH receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,153. Median home value is $230,000.
What is the cost of living in Lancaster?
Key cost metrics: Median rent $1,109/mo. 2BR fair market rent $1,430/mo. Infant childcare $15,340/yr. Median home value $230,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →