C

Land O Lakes, WI

Source:

Affordability Score: 59/100

Population: 947 · 1 ZIP codes

The affordability dashboard for Land O Lakes, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 947 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $68,654, median home value of $276,400, median rent of $608 per month, and 33.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $775, 1BR $780, 3BR $1,167, 4BR $1,288). Department of Labor data lists infant center-based childcare at $9,464 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Land O Lakes, WI include rent. Pressure points are housing. Unemployment currently reads 3.9% and poverty 3.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,654
Median household income
Education C
33.5%
Bachelor's degree or higher
Housing F
4.0x
Home value $276,400 vs income
Commute N/A
N/A
Average commute time
Rent A
$973/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,464/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$68,654
▲ 11% vs national
Per Capita Income
$38,854
Unemployment Rate
3.9%
Poverty Rate
3.3%

Housing

Median Home Value
$276,400
▲ 1% vs national
Median Rent
$608/mo
Owner Occupied
90.0%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$775
1BR
$780
2BR
$973
3BR
$1,167
4BR
$1,288

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.5%
▲ 4 ppt vs national
High School+
58.2%
Median Age
61.5
Avg. Commute

Childcare Costs

Infant (Center)
$9,464/yr
14% of income
Toddler (Center)
$8,840/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$7,956/yr

What This Means

Land O Lakes, WI receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 947. This area performs well in rent. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Land O Lakes, WI affordable?
Land O Lakes, WI receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,654. Median home value is $276,400.
What is the cost of living in Land O Lakes?
Key cost metrics: Median rent $608/mo. 2BR fair market rent $973/mo. Infant childcare $9,464/yr. Median home value $276,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →