C-

Lapeer, MI

Source:

Affordability Score: 53/100

Population: 30,749 · 1 ZIP codes

The affordability dashboard for Lapeer, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 30,749 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $66,062, median home value of $220,200, median rent of $1,008 per month, and 19.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,411 per month (studio $1,009, 1BR $1,122, 3BR $1,724, 4BR $1,868). Department of Labor data lists infant center-based childcare at $7,519 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 5.5% and poverty 12.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,062
Median household income
Education F
19.3%
Bachelor's degree or higher
Housing C
3.3x
Home value $220,200 vs income
Commute F
29 min
Average commute time
Rent C+
$1,411/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,519/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$66,062
▲ 7% vs national
Per Capita Income
$35,823
Unemployment Rate
5.5%
Poverty Rate
12.9%

Housing

Median Home Value
$220,200
▼ 20% vs national
Median Rent
$1,008/mo
Owner Occupied
78.9%
2BR Fair Market Rent
$1,411/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$1,009
1BR
$1,122
2BR
$1,411
3BR
$1,724
4BR
$1,868

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.3%
▼ 11 ppt vs national
High School+
58.9%
Median Age
43.4
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$7,519/yr
11% of income
Toddler (Center)
$7,744/yr
Preschool (Center)
$7,744/yr
School-Age (Center)
$6,632/yr

What This Means

Lapeer, MI receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 30,749. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lapeer ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lapeer, MI affordable?
Lapeer, MI receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,062. Median home value is $220,200.
What is the cost of living in Lapeer?
Key cost metrics: Median rent $1,008/mo. 2BR fair market rent $1,411/mo. Infant childcare $7,519/yr. Median home value $220,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →