C

Laredo, TX

Source:

Affordability Score: 59/100

Population: 248,858 · 6 ZIP codes

The affordability dashboard for Laredo, TX aggregates Census ACS 5-Year Estimates across 6 ZIP codes covering 248,858 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $60,918, median home value of $181,877, median rent of $1,094 per month, and 20.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,161 per month (studio $956, 1BR $962, 3BR $1,499, 4BR $1,551). Department of Labor data lists infant center-based childcare at $6,552 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 5.6% and poverty 22.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,918
Median household income
Education F
20.0%
Bachelor's degree or higher
Housing B-
3.0x
Home value $181,877 vs income
Commute B-
22 min
Average commute time
Rent B
$1,161/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,552/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$60,918
▼ 2% vs national
Per Capita Income
$24,397
Unemployment Rate
5.6%
Poverty Rate
22.2%

Housing

Median Home Value
$181,877
▼ 34% vs national
Median Rent
$1,094/mo
Owner Occupied
63.8%
2BR Fair Market Rent
$1,161/mo
▼ 3% vs national

Fair Market Rents by Bedroom

Studio
$956
1BR
$962
2BR
$1,161
3BR
$1,499
4BR
$1,551

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.0%
▼ 10 ppt vs national
High School+
42.7%
Median Age
30.1
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$6,552/yr
11% of income
Toddler (Center)
$6,188/yr
Preschool (Center)
$6,084/yr
School-Age (Center)
$5,772/yr

What This Means

Laredo, TX receives an overall affordability grade of C (59/100), aggregated from 6 ZIP codes with a total population of 248,858. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Laredo ZIP Codes
View all 6 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Laredo, TX affordable?
Laredo, TX receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,918. Median home value is $181,877.
What is the cost of living in Laredo?
Key cost metrics: Median rent $1,094/mo. 2BR fair market rent $1,161/mo. Infant childcare $6,552/yr. Median home value $181,877.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →