C-

Lawai, HI

Source:

Affordability Score: 52/100

Population: 553 · 1 ZIP codes

The affordability dashboard for Lawai, HI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 553 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $102,679, median home value of $864,600, median rent of $1,875 per month, and 34.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,332 per month (studio $1,766, 1BR $1,777, 3BR $2,866, 4BR $3,179).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lawai, HI include income. Pressure points are housing. Unemployment currently reads 29.3% and poverty 2.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$102,679
Median household income
Education C
34.1%
Bachelor's degree or higher
Housing F
8.4x
Home value $864,600 vs income
Commute N/A
N/A
Average commute time
Rent C
$2,332/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$102,679
▲ 66% vs national
Per Capita Income
$39,615
Unemployment Rate
29.3%
Poverty Rate
2.9%

Housing

Median Home Value
$864,600
▲ 214% vs national
Median Rent
$1,875/mo
Owner Occupied
64.9%
2BR Fair Market Rent
$2,332/mo
▲ 94% vs national

Fair Market Rents by Bedroom

Studio
$1,766
1BR
$1,777
2BR
$2,332
3BR
$2,866
4BR
$3,179

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.1%
▲ 4 ppt vs national
High School+
51.8%
Median Age
34.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
$9,600/yr
Preschool (Center)
$9,600/yr
School-Age (Center)

What This Means

Lawai, HI receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 553. This area performs well in income. Challenges include housing. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Lawai, HI affordable?
Lawai, HI receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $102,679. Median home value is $864,600.
What is the cost of living in Lawai?
Key cost metrics: Median rent $1,875/mo. 2BR fair market rent $2,332/mo. Median home value $864,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →