B

Layton, NJ

Source:

Affordability Score: 71/100

Population: 119 · 1 ZIP codes

The affordability dashboard for Layton, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 119 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $108,419, median home value of $335,300, median rent of per month, and 46.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,205 per month (studio $1,612, 1BR $1,822, 3BR $2,761, 4BR $3,137). Department of Labor data lists infant center-based childcare at $15,834 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Layton, NJ include income, education. Unemployment currently reads 0.0% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$108,419
Median household income
Education B+
46.3%
Bachelor's degree or higher
Housing C+
3.1x
Home value $335,300 vs income
Commute N/A
N/A
Average commute time
Rent B-
$2,205/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$15,834/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$108,419
▲ 75% vs national
Per Capita Income
$42,893
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
$335,300
▲ 22% vs national
Median Rent
Owner Occupied
97.1%
2BR Fair Market Rent
$2,205/mo
▲ 84% vs national

Fair Market Rents by Bedroom

Studio
$1,612
1BR
$1,822
2BR
$2,205
3BR
$2,761
4BR
$3,137

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.3%
▲ 16 ppt vs national
High School+
63.4%
Median Age
37.2
Avg. Commute

Childcare Costs

Infant (Center)
$15,834/yr
15% of income
Toddler (Center)
$15,360/yr
Preschool (Center)
$15,360/yr
School-Age (Center)
$7,463/yr

What This Means

Layton, NJ receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 119. This area performs well in income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Layton, NJ affordable?
Layton, NJ receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $108,419. Median home value is $335,300.
What is the cost of living in Layton?
Key cost metrics: 2BR fair market rent $2,205/mo. Infant childcare $15,834/yr. Median home value $335,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →