B

Liberty, MO

Source:

Affordability Score: 73/100

Population: 36,280 · 1 ZIP codes

The affordability dashboard for Liberty, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 36,280 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $92,297, median home value of $284,500, median rent of $1,158 per month, and 38.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,358 per month (studio $1,095, 1BR $1,197, 3BR $1,769, 4BR $2,103).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Liberty, MO include income, rent. Unemployment currently reads 3.9% and poverty 6.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$92,297
Median household income
Education B-
38.8%
Bachelor's degree or higher
Housing C+
3.1x
Home value $284,500 vs income
Commute C+
23 min
Average commute time
Rent A-
$1,358/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$92,297
▲ 49% vs national
Per Capita Income
$41,360
Unemployment Rate
3.9%
Poverty Rate
6.3%

Housing

Median Home Value
$284,500
▲ 3% vs national
Median Rent
$1,158/mo
Owner Occupied
74.3%
2BR Fair Market Rent
$1,358/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,095
1BR
$1,197
2BR
$1,358
3BR
$1,769
4BR
$2,103

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.8%
▲ 9 ppt vs national
High School+
64.0%
Median Age
38.4
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Liberty, MO receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 36,280. This area performs well in income and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Liberty ZIP Codes
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What are common questions about this dashboard?

Is Liberty, MO affordable?
Liberty, MO receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $92,297. Median home value is $284,500.
What is the cost of living in Liberty?
Key cost metrics: Median rent $1,158/mo. 2BR fair market rent $1,358/mo. Median home value $284,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →