C

Liberty, NY

Source:

Affordability Score: 55/100

Population: 7,221 · 1 ZIP codes

The affordability dashboard for Liberty, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,221 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $67,624, median home value of $223,500, median rent of $911 per month, and 23.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,302 per month (studio $995, 1BR $1,070, 3BR $1,811, 4BR $1,891). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 8.9% and poverty 11.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,624
Median household income
Education F
23.1%
Bachelor's degree or higher
Housing C
3.3x
Home value $223,500 vs income
Commute B-
22 min
Average commute time
Rent B
$1,302/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$67,624
▲ 9% vs national
Per Capita Income
$32,340
Unemployment Rate
8.9%
Poverty Rate
11.3%

Housing

Median Home Value
$223,500
▼ 19% vs national
Median Rent
$911/mo
Owner Occupied
53.7%
2BR Fair Market Rent
$1,302/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,070
2BR
$1,302
3BR
$1,811
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.1%
▼ 7 ppt vs national
High School+
60.2%
Median Age
34.3
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
19% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Liberty, NY receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 7,221. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Liberty ZIP Codes
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What are common questions about this dashboard?

Is Liberty, NY affordable?
Liberty, NY receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,624. Median home value is $223,500.
What is the cost of living in Liberty?
Key cost metrics: Median rent $911/mo. 2BR fair market rent $1,302/mo. Infant childcare $12,844/yr. Median home value $223,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →