B-

Lima, NY

Source:

Affordability Score: 66/100

Population: 4,267 · 1 ZIP codes

The affordability dashboard for Lima, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,267 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $80,341, median home value of $207,400, median rent of $860 per month, and 36.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,573 per month (studio $1,116, 1BR $1,256, 3BR $1,895, 4BR $2,083). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lima, NY include housing. Unemployment currently reads 3.5% and poverty 9.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,341
Median household income
Education C+
36.6%
Bachelor's degree or higher
Housing B+
2.6x
Home value $207,400 vs income
Commute C
24 min
Average commute time
Rent B
$1,573/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$80,341
▲ 30% vs national
Per Capita Income
$35,879
Unemployment Rate
3.5%
Poverty Rate
9.7%

Housing

Median Home Value
$207,400
▼ 25% vs national
Median Rent
$860/mo
Owner Occupied
82.2%
2BR Fair Market Rent
$1,573/mo
▲ 31% vs national

Fair Market Rents by Bedroom

Studio
$1,116
1BR
$1,256
2BR
$1,573
3BR
$1,895
4BR
$2,083

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.6%
▲ 7 ppt vs national
High School+
54.7%
Median Age
42.3
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
16% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Lima, NY receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 4,267. This area performs well in housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lima ZIP Codes
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What are common questions about this dashboard?

Is Lima, NY affordable?
Lima, NY receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,341. Median home value is $207,400.
What is the cost of living in Lima?
Key cost metrics: Median rent $860/mo. 2BR fair market rent $1,573/mo. Infant childcare $12,844/yr. Median home value $207,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →