D

Lincoln, TX

Source:

Affordability Score: 40/100

Population: 850 · 1 ZIP codes

The affordability dashboard for Lincoln, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 850 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $58,889, median home value of $316,100, median rent of $875 per month, and 15.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,141 per month (studio $887, 1BR $912, 3BR $1,430, 4BR $1,540). Department of Labor data lists infant center-based childcare at $10,504 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 5.1% and poverty 4.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,889
Median household income
Education F
15.5%
Bachelor's degree or higher
Housing F
5.4x
Home value $316,100 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,141/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,504/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$58,889
▼ 5% vs national
Per Capita Income
$42,201
Unemployment Rate
5.1%
Poverty Rate
4.9%

Housing

Median Home Value
$316,100
▲ 15% vs national
Median Rent
$875/mo
Owner Occupied
85.7%
2BR Fair Market Rent
$1,141/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$887
1BR
$912
2BR
$1,141
3BR
$1,430
4BR
$1,540

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.5%
▼ 14 ppt vs national
High School+
50.9%
Median Age
54.4
Avg. Commute

Childcare Costs

Infant (Center)
$10,504/yr
18% of income
Toddler (Center)
$9,828/yr
Preschool (Center)
$9,516/yr
School-Age (Center)
$8,996/yr

What This Means

Lincoln, TX receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 850. Challenges include education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lincoln ZIP Codes
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What are common questions about this dashboard?

Is Lincoln, TX affordable?
Lincoln, TX receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,889. Median home value is $316,100.
What is the cost of living in Lincoln?
Key cost metrics: Median rent $875/mo. 2BR fair market rent $1,141/mo. Infant childcare $10,504/yr. Median home value $316,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →