B

Lindsay, TX

Source:

Affordability Score: 70/100

Population: 937 · 1 ZIP codes

The affordability dashboard for Lindsay, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 937 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $90,625, median home value of $286,700, median rent of $1,212 per month, and 27.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,261 per month (studio $955, 1BR $961, 3BR $1,552, 4BR $1,719). Department of Labor data lists infant center-based childcare at $7,176 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lindsay, TX include income, rent, childcare. Unemployment currently reads 0.5% and poverty 3.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$90,625
Median household income
Education D
27.8%
Bachelor's degree or higher
Housing C+
3.2x
Home value $286,700 vs income
Commute C+
23 min
Average commute time
Rent A
$1,261/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$7,176/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$90,625
▲ 46% vs national
Per Capita Income
$38,032
Unemployment Rate
0.5%
Poverty Rate
3.4%

Housing

Median Home Value
$286,700
▲ 4% vs national
Median Rent
$1,212/mo
Owner Occupied
84.0%
2BR Fair Market Rent
$1,261/mo
▲ 5% vs national

Fair Market Rents by Bedroom

Studio
$955
1BR
$961
2BR
$1,261
3BR
$1,552
4BR
$1,719

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.8%
▼ 2 ppt vs national
High School+
49.3%
Median Age
42.1
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$7,176/yr
8% of income
Toddler (Center)
$6,760/yr
Preschool (Center)
$6,604/yr
School-Age (Center)
$6,240/yr

What This Means

Lindsay, TX receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 937. This area performs well in income and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Lindsay, TX affordable?
Lindsay, TX receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $90,625. Median home value is $286,700.
What is the cost of living in Lindsay?
Key cost metrics: Median rent $1,212/mo. 2BR fair market rent $1,261/mo. Infant childcare $7,176/yr. Median home value $286,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →