F

Livingston, TN

Source:

Affordability Score: 39/100

Population: 9,898 · 1 ZIP codes

The affordability dashboard for Livingston, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,898 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $41,785, median home value of $163,800, median rent of $754 per month, and 15.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $724, 1BR $742, 3BR $1,165, 4BR $1,225). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 3.0% and poverty 16.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$41,785
Median household income
Education F
15.7%
Bachelor's degree or higher
Housing F
3.9x
Home value $163,800 vs income
Commute D
27 min
Average commute time
Rent C+
$925/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,811/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$41,785
▼ 33% vs national
Per Capita Income
$29,791
Unemployment Rate
3.0%
Poverty Rate
16.4%

Housing

Median Home Value
$163,800
▼ 40% vs national
Median Rent
$754/mo
Owner Occupied
73.5%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$724
1BR
$742
2BR
$925
3BR
$1,165
4BR
$1,225

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.7%
▼ 14 ppt vs national
High School+
60.9%
Median Age
42.8
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$6,811/yr
16% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Livingston, TN receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 9,898. Challenges include income and education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Livingston ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Livingston, TN affordable?
Livingston, TN receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $41,785. Median home value is $163,800.
What is the cost of living in Livingston?
Key cost metrics: Median rent $754/mo. 2BR fair market rent $925/mo. Infant childcare $6,811/yr. Median home value $163,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →