C+

Lockport, NY

Source:

Affordability Score: 64/100

Population: 50,666 · 1 ZIP codes

The affordability dashboard for Lockport, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 50,666 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $75,427, median home value of $197,200, median rent of $894 per month, and 29.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,343 per month (studio $1,105, 1BR $1,139, 3BR $1,640, 4BR $1,869). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lockport, NY include housing, rent. Unemployment currently reads 5.1% and poverty 11.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,427
Median household income
Education D
29.4%
Bachelor's degree or higher
Housing B+
2.6x
Home value $197,200 vs income
Commute C+
24 min
Average commute time
Rent B+
$1,343/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$75,427
▲ 22% vs national
Per Capita Income
$41,193
Unemployment Rate
5.1%
Poverty Rate
11.2%

Housing

Median Home Value
$197,200
▼ 28% vs national
Median Rent
$894/mo
Owner Occupied
71.9%
2BR Fair Market Rent
$1,343/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,105
1BR
$1,139
2BR
$1,343
3BR
$1,640
4BR
$1,869

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.4%
▼ 1 ppt vs national
High School+
59.0%
Median Age
41.7
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
17% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Lockport, NY receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 50,666. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lockport ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lockport, NY affordable?
Lockport, NY receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,427. Median home value is $197,200.
What is the cost of living in Lockport?
Key cost metrics: Median rent $894/mo. 2BR fair market rent $1,343/mo. Infant childcare $12,844/yr. Median home value $197,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →