C-

Lodi, OH

Source:

Affordability Score: 50/100

Population: 4,833 · 1 ZIP codes

The affordability dashboard for Lodi, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,833 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $65,865, median home value of $197,100, median rent of $902 per month, and 9.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $933, 1BR $1,058, 3BR $1,646, 4BR $1,760). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 3.9% and poverty 11.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,865
Median household income
Education F
9.9%
Bachelor's degree or higher
Housing B-
3.0x
Home value $197,100 vs income
Commute C-
26 min
Average commute time
Rent B
$1,279/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,340/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$65,865
▲ 6% vs national
Per Capita Income
$32,721
Unemployment Rate
3.9%
Poverty Rate
11.8%

Housing

Median Home Value
$197,100
▼ 28% vs national
Median Rent
$902/mo
Owner Occupied
78.5%
2BR Fair Market Rent
$1,279/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$933
1BR
$1,058
2BR
$1,279
3BR
$1,646
4BR
$1,760

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.9%
▼ 20 ppt vs national
High School+
55.3%
Median Age
44.8
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
23% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Lodi, OH receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 4,833. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Lodi, OH affordable?
Lodi, OH receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,865. Median home value is $197,100.
What is the cost of living in Lodi?
Key cost metrics: Median rent $902/mo. 2BR fair market rent $1,279/mo. Infant childcare $15,340/yr. Median home value $197,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →