C+

London, OH

Source:

Affordability Score: 64/100

Population: 24,066 · 1 ZIP codes

The affordability dashboard for London, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 24,066 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $83,644, median home value of $242,900, median rent of $918 per month, and 22.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,430 per month (studio $1,111, 1BR $1,194, 3BR $1,715, 4BR $1,927). Department of Labor data lists infant center-based childcare at $11,537 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for London, OH include rent. Pressure points are education. Unemployment currently reads 4.2% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,644
Median household income
Education F
22.6%
Bachelor's degree or higher
Housing B
2.9x
Home value $242,900 vs income
Commute C
25 min
Average commute time
Rent B+
$1,430/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,537/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$83,644
▲ 35% vs national
Per Capita Income
$34,937
Unemployment Rate
4.2%
Poverty Rate
9.5%

Housing

Median Home Value
$242,900
▼ 12% vs national
Median Rent
$918/mo
Owner Occupied
73.0%
2BR Fair Market Rent
$1,430/mo
▲ 19% vs national

Fair Market Rents by Bedroom

Studio
$1,111
1BR
$1,194
2BR
$1,430
3BR
$1,715
4BR
$1,927

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.6%
▼ 7 ppt vs national
High School+
58.9%
Median Age
42.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$11,537/yr
14% of income
Toddler (Center)
$10,400/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$6,552/yr

What This Means

London, OH receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 24,066. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is London, OH affordable?
London, OH receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,644. Median home value is $242,900.
What is the cost of living in London?
Key cost metrics: Median rent $918/mo. 2BR fair market rent $1,430/mo. Infant childcare $11,537/yr. Median home value $242,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →